Draft for review · 2026-10-29-draft-2
Terms of Use
This is a staging draft, not an effective production policy.
Draft status and service contact
These are review drafts for the staging website, not effective production terms. Proposed operator: B & L Distribution, Inc.; legal operator details and business contact address must be confirmed before production publication. Contact support@insulationblacklist.com. Staging acceptance does not establish approval of final policies or authorize a public launch.
Eligible business membership
Supplier membership is limited to insulation distributors, insulation manufacturers, spray foam equipment and parts suppliers, and building material suppliers. Every application requires manual business verification and administrator approval. Applying or accepting these drafts does not approve an account. Contractors and general contractors are not eligible for supplier membership under the initial rules.
Business information and permitted use
Use the service only for authorized commercial business purposes. Do not submit Social Security numbers, personal home addresses, payroll, bank records or unrelated personal information. Do not use these reports for employment, housing, insurance or personal consumer decisions. Do not impersonate a business, submit false information, harass a contractor, identify confidential reporting suppliers or attempt to bypass access controls. A database finding does not determine legal liability or guarantee creditworthiness.
Accurate reporting and updates
Approved suppliers may report invoices at least 60 days past the invoice due date without a reporting fee. Reports may become searchable immediately after automated validation; there is no added waiting period. Submit accurate business identities, due dates and outstanding balances, and promptly correct errors and record partial or full payments. Missing import rows do not clear invoices. Similar names alone do not prove that records belong to one legal entity.
Detailed reports and payment
Reviewing possible matches and selecting a business are free. Opening a new detailed report requires confirmation of the $25 base charge, even when no qualifying delinquency is found. Good-standing approved members may use monthly itemized billing or available upfront card checkout. Overdue members must pay upfront for new reports while retaining access to their own reporting tools. Any additional card processing fee must be disclosed before payment; the final fee policy and production collection setup remain subject to review.
Saved results and watchlists
Reopening a purchased saved report from its history does not create another charge. It shows the original dated snapshot, not a continuously updated report. A new detailed report requires separate charge confirmation. Watchlist alerts do not purchase reports or refresh snapshots. Alerts depend on verified identity matching, contact details and activated delivery services.
Confidentiality and disputes
Reporting supplier identities are restricted from other businesses' paid reports and public pages. The reported contractor may receive the supplier identity privately through the notice or dispute process, and administrators may review it internally. Use the private notice to raise inaccuracies under the Dispute Policy. Unresolved disputes are flagged and excluded from confirmed totals. Do not redistribute private notices, evidence or access links.
Payment problems and support
Contact support about duplicate charges, an unavailable purchased report, an incorrect balance or billing questions. Do not pay again simply to recover an existing purchased report. A no-match result alone does not mean the confirmed search was not delivered. Refund handling, collection terms, service availability commitments and other final contract provisions must be reviewed before production; these drafts do not limit rights that may apply.
Administrator SMS terms
Insulation Blacklist Administrator Alerts provides requested sign-in verification codes and operational notifications to the owner or authorized administrator who expressly opts in. Message frequency varies; message and data rates may apply. Reply STOP to unsubscribe. Reply HELP for help or email support@insulationblacklist.com. SMS consent is separate from membership application acknowledgement and is not a condition of purchasing a report. Opting out can prevent receipt of sign-in codes, so arrange another authorized access method with support. The service does not send marketing messages or contractor debt details through this program. Delivery depends on carrier and messaging-service availability; carrier registration is not a guarantee of delivery.
Availability and future changes
Guest purchasing, contractor accounts and SMS verification, accounting synchronization, document uploads and notifications are available only when their respective features and integrations are activated. The assistant provides guidance and read-only summaries; it cannot approve accounts, change records, resolve disputes or make purchases. Final policies will use a new version rather than silently replacing this draft. Previously registered users are not treated as having accepted a policy without an acceptance record.
Archived version: 2026-10-29-draft-2 · Status: draft · Contact support